Use our Virginia Paycheck Calculator to quickly figure out how much you’ll take home after taxes. Just enter your salary, pay frequency, and deductions, and get a detailed breakdown of your gross pay, taxes, and net pay in seconds.
How Your Virginia Paycheck is Calculated
Your paycheck in Virginia starts with your gross income and subtracts all required taxes and withholdings.
The basic formula is:
Gross Pay – (Federal Taxes + State Taxes + Local Taxes + FICA) = Net Pay
Here’s what each term means:
- Gross Pay: Your total earnings before any deductions. This includes salary, wages, bonuses, and commissions.
- Federal Income Tax: The tax withheld by the federal government based on your income, filing status, and W-4 form.
- FICA Taxes: Contributions to Social Security and Medicare.
- State Income Tax: The amount withheld by the state of Virginia, based on your taxable income and the state’s progressive tax rates.
- Local Taxes: Some cities or counties may have additional local withholdings, though Virginia has no separate local income tax.
A Guide to Virginia State Payroll Taxes
Virginia State Income Tax
Virginia uses a progressive income tax system with four tax brackets. The 2025 Virginia income tax rates are:
| Taxable Income | Tax Rate |
|---|---|
| Up to $3,000 | 2% |
| $3,001 – $5,000 | 3% |
| $5,001 – $17,000 | 5% |
| Over $17,000 | 5.75% |
Virginia allows a standard deduction and personal exemptions that reduce your taxable income.
- Standard deduction: $8,500 for single filers and $17,000 for married couples filing jointly.
- Personal exemption: $930 per dependent.
These deductions help lower the total amount of income subject to state tax.
State-Specific Programs and Withholdings
Virginia does not have any employee-paid state disability insurance (SDI) or paid family leave program. Employers, however, contribute to the Virginia Unemployment Insurance (UI) program, but this is not deducted from employee paychecks.
Understanding Federal and FICA Taxes
Federal and FICA taxes apply uniformly across all states. FICA taxes include:
- Social Security Tax: 6.2% of wages up to the annual wage limit ($168,600 in 2025).
- Medicare Tax: 1.45% of all wages, with an additional 0.9% Medicare surtax on income over $200,000 for single filers or $250,000 for married couples filing jointly.
Federal income tax withholding depends on your income level, filing status, and the number of dependents you claim on your W-4 form.
Local Taxes in Virginia
Virginia does not have local or city income taxes. However, localities may levy other types of taxes, such as property or sales taxes. Residents in major cities like Richmond, Norfolk, and Virginia Beach will see these reflected in their cost of living but not directly on their paychecks.
Frequently Asked Questions (FAQs) About Virginia Paychecks
What is the minimum wage in Virginia?
As of 2025, the minimum wage in Virginia is $13.50 per hour. The state plans to increase it gradually to $15.00 per hour in the coming years, depending on legislative approval.
How often are paydays in Virginia?
Virginia employers typically pay employees biweekly or semi-monthly, though the frequency can vary by employer. State law requires employers to establish regular pay periods and notify employees of their schedule.
What is the Virginia state tax rate for 2025?
Virginia’s state income tax for 2025 ranges from 2% to 5.75%, depending on income level.
Are 1099 contractors subject to Virginia taxes?
Yes, independent contractors in Virginia must pay state income tax on their earnings. They are responsible for filing estimated quarterly tax payments and covering both the employer and employee portions of FICA taxes through self-employment tax.
What are the overtime laws in Virginia?
Virginia follows federal overtime regulations under the Fair Labor Standards Act (FLSA). Employees who work more than 40 hours in a week are entitled to 1.5 times their regular hourly rate for overtime hours.
Disclaimer
This Virginia Paycheck Calculator provides an estimate of your net pay based on general tax rates and information available for 2025. Actual paycheck amounts may vary depending on your specific withholdings, benefit deductions, and personal tax situation. Always consult a tax professional or your employer’s payroll department for precise calculations.
Vermont Paycheck Calculator | Utah Paycheck Calculator | Texas Paycheck Calculator