Terms of Service

Last Updated: [5th December ,2025]

Please read these Terms of Service (“Terms”) carefully before using the MyPayCheck.co website (the “Service”) operated by us.

1. Acceptance of Terms

By accessing or using the Service, you agree to be bound by these Terms. If you disagree, you may not access the Service.

2. Description of Service

MyPayCheck.co provides free online financial calculators and educational content (“Tools and Content”) for estimating paycheck deductions, retirement savings, and other personal finance metrics.

Important Disclaimer: The results provided by our Tools are estimates and simulations only. They are for informational and educational purposes and should not be construed as professional financial, tax, or legal advice. We do not guarantee the accuracy, completeness, or timeliness of the calculations. Tax laws and rates change frequently; you should verify all results with official sources or a qualified professional.

3. No Professional Advice

The Service does not provide financial, investment, tax, or legal advice. You are solely responsible for your financial decisions and should seek independent advice from a licensed professional before making any financial commitments.

4. User Responsibilities

You agree to use the Service lawfully and not to:

• Use the Tools for any commercial purpose or to provide services to others.
• Attempt to reverse engineer, hack, or disrupt the Service.
• Input any malicious code or data.

5. Intellectual Property

The Service, its original content, features, functionality, and design are owned by MyPayCheck.co and are protected by copyright and other intellectual property laws. You may not copy, modify, or create derivative works without our express permission.

6. Third-Party Links & Affiliates

Our Service contains links to third-party websites or services (e.g., affiliate links to financial products) that are not owned or controlled by us. We are not responsible for their content, privacy policies, or practices. We may earn a commission from qualifying purchases made through these links, at no extra cost to you.

7. Limitation of Liability

To the maximum extent permitted by law, MyPayCheck.co shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, or use, arising out of or relating to your use of the Service or reliance on any information provided, even if we have been advised of the possibility of such damages.

8. Disclaimer of Warranty

The Service is provided on an “AS IS” and “AS AVAILABLE” basis, without warranties of any kind, either express or implied.

9. Changes to Terms

We reserve the right to modify these Terms at any time. Your continued use after changes constitutes acceptance.

10. Governing Law

These Terms shall be governed by the laws of [Your State/Country], without regard to its conflict of law provisions.

11. Contact Us

If you have any questions about these Terms, please contact us at: admin@mypaycheck.co.