Use our Florida Paycheck Calculator to quickly figure out how much you’ll take home after taxes. Just enter your salary, pay frequency, and deductions and get a detailed breakdown of your gross pay, taxes, and net pay in seconds.
How Your Florida Paycheck is Calculated
The basic formula for calculating your paycheck is:
Gross Pay − (Federal Taxes + State Taxes + Local Taxes + FICA) = Net Pay
Here’s how each part works:
- Gross Pay – The total amount you earn before deductions, including wages, bonuses, and overtime
- Federal Income Tax – The amount withheld by the IRS based on your income, filing status, and W-4 details
- FICA (Social Security and Medicare) – Mandatory payroll taxes that fund federal programs
- State Income Tax – The amount withheld by your state, if applicable
- Local Taxes – Additional taxes set by certain counties or cities, if any
In Florida, you don’t pay state income tax, which means your paycheck generally goes further compared to states that do.
A Guide to Florida State Payroll Taxes
Florida State Income Tax
Florida has no state income tax. That means employees in Florida do not have state tax withheld from their paychecks. This simplifies payroll and allows most workers to keep a higher portion of their gross pay.
| Tax Type | Rate |
|---|---|
| State Income Tax | None |
Florida also does not have a state-level personal income tax return, so there are no standard deductions or exemptions to consider.
State-Specific Programs & Withholdings
Even though Florida does not have a state income tax, employers must still contribute to the state unemployment insurance (SUI) program. However, this contribution comes entirely from the employer — not the employee. Florida employees do not pay into any state disability insurance or family leave programs.
The absence of these deductions means your paycheck only reflects federal and FICA withholdings, making take-home pay calculations straightforward.
Understanding Federal & FICA Taxes
Federal and FICA taxes apply nationwide, including in Florida. They are the largest mandatory deductions from your paycheck.
- Social Security tax: 6.2 percent on wages up to the annual limit
- Medicare tax: 1.45 percent on all wages (with an additional 0.9 percent surtax on high incomes)
- Federal Income Tax: Calculated based on your filing status, dependents, and income level using IRS tax brackets
Together, these deductions make up the bulk of what is withheld from your paycheck.
Local Taxes in Florida
Florida does not have local or city-level income taxes. Regardless of whether you work in Miami, Tampa, or Tallahassee, your local government does not collect income tax from your wages.
Instead, local governments in Florida generate revenue through other taxes, such as sales and property taxes. These do not appear as deductions on your pay stub.
Frequently Asked Questions (FAQs) About Florida Paychecks
What is the minimum wage in Florida?
As of 2025, the minimum wage in Florida is 13.00 dollars per hour. This rate increases annually until it reaches 15.00 dollars per hour in 2026 under Amendment 2.
How often are paydays in Florida?
Florida law does not mandate how often employers must pay workers. However, most businesses choose weekly, bi-weekly, or semi-monthly pay schedules. Employers must inform employees of their pay frequency.
What is the Florida state tax rate for 2025?
Florida has no state income tax for individuals. Employees do not owe any state tax on wages, salaries, or self-employment income.
Are 1099 contractors subject to Florida taxes?
Independent contractors in Florida do not pay state income tax, but they are still responsible for federal income and self-employment taxes. These include both the employer and employee portions of Social Security and Medicare.
What are the overtime laws in Florida?
Florida follows federal overtime rules under the Fair Labor Standards Act (FLSA). Employees who work more than 40 hours in a workweek must receive at least 1.5 times their regular rate of pay for each additional hour.
Summary
Because Florida does not tax individual income, most workers enjoy a higher take-home pay compared to employees in states with income taxes. Your paycheck deductions typically include only federal income tax, Social Security, and Medicare. Use the Florida Paycheck Calculator to see exactly how these deductions affect your net pay and to estimate your earnings from each paycheck.
Check out other state calculators