Use our Hawaii Paycheck Calculator to quickly figure out how much you’ll take home after taxes. Just enter your salary, pay frequency, and deductions and get a detailed breakdown of your gross pay, taxes, and net pay in seconds.
How Your Hawaii Paycheck is Calculated
We use this formula:
Gross Pay − (Federal Taxes + State Taxes + Local Taxes + FICA) = Net Pay
Below are definitions of each part:
- Gross Pay – your total earnings before deductions, including salary, hourly wages, overtime, bonuses
- Federal Income Tax – what the IRS withholds, based on your filing status, taxable income, and W-4 details
- FICA (Social Security & Medicare) – payroll taxes deducted to fund federal programs
- State Income Tax – what Hawaii withholds based on state tax brackets and your taxable income
- Local Taxes – any municipal or county taxes (rare in Hawaii)
A Guide to Hawaii State Payroll Taxes
Hawaii State Income Tax
Hawaii uses a progressive (graduated) income tax structure. Your tax rate increases with higher income levels.
In 2025, Hawaii’s state income tax rates range from 1.40 % up to 11.00 % depending on income.
Here is a simplified bracket table for single filers:
| Taxable Income Range | Marginal Rate |
|---|---|
| $0 to $2,400 | 1.40 % |
| $2,401 to $4,800 | 3.20 % |
| $4,801 to $9,600 | 5.50 % |
| $9,601 to $14,400 | 6.40 % |
| $14,401 to $19,200 | 6.80 % |
| $19,201 to $24,000 | 7.20 % |
| $24,001 to $36,000 | 7.60 % |
| $36,001 to $48,000 | 7.90 % |
| $48,001 to $150,000 | 8.25 % |
| $150,001 to $175,000 | 9.00 % |
| $175,001 to $200,000 | 10.00 % |
| Over $200,000 | 11.00 % |
Hawaii allows a standard deduction (for example, $5,000 for single filers) and multiple exemptions or credits under its tax rules to reduce taxable income.
Because of the graduated system, your marginal rate may be higher than your average (effective) rate depending on your earnings.
State-Specific Programs & Withholdings
Hawaii requires state income tax withholding from employees’ wages.
Hawaii does not currently mandate a state disability insurance (SDI) program withheld from employees.
Employers pay unemployment insurance (SUI) in Hawaii. The state taxable wage base for SUI is around $59,100 (or a similar figure) and employer rates vary (for example, new employers may have a rate near 3 %, and maximum rates for other employers may reach 5.6 %).
Hawaii does not impose local income taxes in most areas.
Understanding Federal & FICA Taxes
Federal and FICA taxes apply in all states. They often form a large portion of your deductions:
- Social Security tax: 6.2 % of wages, up to the annual wage cap
- Medicare tax: 1.45 % of all wages (plus 0.9 % additional Medicare surtax on high income)
- Federal Income Tax: Withheld based on IRS tax brackets, W-4 elections, deductions, and credits
After subtracting federal and FICA withholdings, your paycheck is further reduced by state and any local taxes to arrive at net pay.
Local Taxes in Hawaii
In Hawaii, local income taxes are rare or nonexistent in most cities or counties.
You generally will not see a local tax line on your pay stub if you live in Honolulu, Hilo, Kahului, Kona, or elsewhere on (or off) the islands.
If any municipality ever enacts a wage tax or surcharge, it would appear as a small additional withholding, but that is not currently common in Hawaii.
Frequently Asked Questions (FAQs) About Hawaii Paychecks
What is the minimum wage in Hawaii?
As of 2025, Hawaii’s state minimum wage is $14.00 per hour. The state prohibits local governments from setting their own minimum wages, so this rate applies statewide.
How often are paydays in Hawaii?
Hawaii does not mandate a specific pay schedule by law. Most employers in the state pay bi-weekly, semi-monthly, or weekly. The key is to maintain a consistent, regular pay period.
What is the Hawaii state tax rate for 2025?
Hawaii’s state income tax rates for 2025 range from 1.40 % up to 11.00 % under a graduated bracket system.
Are 1099 contractors subject to Hawaii taxes?
Yes. If you work as a 1099 (independent) contractor in Hawaii, you owe state income tax on your net self-employment income under the same bracket system. You also owe self-employment tax to cover Social Security and Medicare obligations.
What are the overtime laws in Hawaii?
Hawaii generally requires overtime pay at 1.5 times the regular pay rate for hours worked over 40 in one workweek. Some sectors or industries may have additional rules or exceptions (especially for exempt employees).
Tips for More Accurate Estimates
- Enter your accurate filing status, number of dependents, and any pre-tax deductions (for example, retirement contributions, health insurance premiums) into the calculator so your net pay estimate improves
- If your income is near a bracket threshold, small changes in earnings or deductions may shift your marginal rate noticeably
- Review your pay stub monthly to ensure your withholdings (federal, state, FICA) match your expectations
- Whenever your salary, bonuses, or deduction amounts change, run the calculation again to see how your take-home pay changes
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