Use our Arizona Paycheck Calculator to quickly figure out how much you’ll take home after taxes. Just enter your salary, pay frequency, deductions and get an accurate breakdown of your gross pay, taxes, and net pay in seconds.
How the Arizona Paycheck Calculator Works
This tool helps you calculate your after-tax income based on your earnings and withholdings in the state of Arizona. Simply enter:
- Your annual or hourly pay
- Your pay frequency (weekly, biweekly, monthly, etc.)
- Pre-tax deductions like 401(k) or health insurance
- Post-tax deductions such as garnishments or Roth contributions
The calculator then applies federal and state tax rates to show your net (take-home) pay.
Federal Payroll Taxes
Regardless of where you live, these federal deductions apply to every paycheck:
- Social Security tax: 6.2% on income up to $168,600 (2025 limit)
- Medicare tax: 1.45% on all earnings, plus an additional 0.9% on wages above $200,000
- Federal income tax: Based on your tax bracket and filing status using IRS withholding tables
These taxes go toward your federal retirement, healthcare, and general income tax obligations.
Arizona State Income Tax
Arizona uses a flat income tax rate for individuals. As of 2025, the state tax rate is 2.5% on all taxable income — one of the lowest in the nation.
There are no local or city income taxes in Arizona, making it simpler to calculate take-home pay compared to many other states.
Other payroll-related deductions in Arizona may include:
- Arizona Unemployment Insurance (SUTA): Paid by employers, not withheld from employees
- State Disability or Paid Leave Taxes: None at this time
Tips for Managing Your Arizona Paycheck
- Contribute to your 401(k) or HSA to lower taxable income.
- Review your W-4 form annually to avoid over- or under-withholding.
- Arizona doesn’t tax Social Security benefits, which can help retirees keep more of their income.
- If you’re self-employed, remember to pay quarterly estimated taxes for both state and federal obligations.
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