Use our New Hampshire Paycheck Calculator to quickly figure out how much you’ll take home after taxes. Just enter your salary, pay frequency, and deductions and get a detailed breakdown of your gross pay, taxes, and net pay in seconds.
How Your New Hampshire Paycheck is Calculated
Your paycheck starts with your total earnings and subtracts mandatory withholdings and deductions. The formula used to estimate your net pay is:
Gross Pay – (Federal Taxes + State Taxes + Local Taxes + FICA) = Net Pay
Here’s a breakdown of what each part means:
- Gross Pay: The total amount you earn before taxes or deductions.
- Federal Income Tax: The amount withheld based on federal tax brackets, your filing status, and allowances.
- FICA Taxes: Deductions for Social Security and Medicare programs.
- State Income Tax: Taxes withheld by your state government.
- Local Taxes: Additional income taxes imposed by cities, counties, or school districts, if applicable.
A Guide to New Hampshire State Payroll Taxes
New Hampshire State Income Tax
New Hampshire does not tax wages or salaries. This means your paycheck is free from state income tax deductions on earned income. However, the state does tax interest and dividend income above certain thresholds.
| Tax Type | 2025 Rate | Applies To |
|---|---|---|
| Wage Income Tax | None | Wages and Salaries |
| Interest and Dividends Tax | 3% | Income from interest and dividends over $2,400 (single) or $4,800 (joint) |
New Hampshire is phasing out the Interest and Dividends Tax, with full elimination scheduled by 2027. There is no state-level standard deduction or personal exemption since the state does not tax earned income.
State-Specific Programs & Withholdings
New Hampshire does not require employee contributions to state-specific programs such as disability insurance or paid family leave. However:
- Unemployment Insurance (UI): Employers pay into the state unemployment insurance fund, but employees do not.
- No State Disability or Family Leave Tax: Employees in New Hampshire are not subject to state disability or family leave deductions.
This makes New Hampshire one of the most payroll-friendly states in the country.
Understanding Federal & FICA Taxes
Even though New Hampshire doesn’t collect income tax on wages, federal taxes still apply to every paycheck. These include:
- Social Security Tax: 6.2% on wages up to $168,600 in 2025.
- Medicare Tax: 1.45% on all wages, plus an additional 0.9% for income above $200,000 (single) or $250,000 (married filing jointly).
Federal income tax rates are based on IRS tax brackets, your filing status, and information provided on your W-4 form. These deductions fund federal programs like Social Security, Medicare, and national defense.
Local Taxes in New Hampshire
New Hampshire does not impose local or city income taxes. Whether you work in Manchester, Nashua, Dover, or Concord, you’ll pay the same amount in state and federal taxes.
However, residents may encounter other taxes such as:
- Property taxes, which are among the highest in the U.S.
- A statewide 8.5% meals and rooms tax on restaurant, hotel, and rental transactions.
These do not come out of your paycheck but can impact your overall cost of living.
Frequently Asked Questions (FAQs) About New Hampshire Paychecks
What is the minimum wage in New Hampshire?
As of 2025, New Hampshire’s minimum wage matches the federal rate of $7.25 per hour.
How often are paydays in New Hampshire?
Most employers in New Hampshire pay employees at least semi-monthly, but many opt for weekly or bi-weekly pay schedules.
What is the New Hampshire state tax rate for 2025?
New Hampshire does not have a tax on wages or salaries. However, the state taxes interest and dividend income at a 3% rate.
Are 1099 contractors subject to New Hampshire taxes?
Independent contractors in New Hampshire are not subject to wage-based state taxes but must still pay federal income and self-employment taxes. They may owe state tax on interest and dividends if they exceed the income threshold.
What are the overtime laws in New Hampshire?
New Hampshire follows federal overtime laws. Non-exempt employees must be paid 1.5 times their regular hourly rate for all hours worked beyond 40 in a workweek.
Disclaimer
This New Hampshire Paycheck Calculator provides an estimate based on current tax rates and payroll laws. Actual paycheck amounts may vary depending on your specific circumstances, benefits, and withholdings. For personalized tax or payroll advice, consult a licensed financial or tax professional.
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